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Tag: Homeowners Insurance

Preparing Your Home For The New Year

Preparing Your Home For The New Year

With all the holiday activities coming to an end, the New Year is a great time to give your home a fresh start. These tips can help you get your home clean, organized, and prepared for the winter months ahead. Clear Out the Clutter Christmas decorations, wrapping paper, and odds and ends that accumulate over the holidays and throughout the year can add to the...

Can I Cancel my Auto and Home Insurance in NC?

We get asked a lot, can I cancel my car or home insurance before the policy is over? The answer is YES! Many people think that they are locked into the policy term for their car insurance and home insurance. In North Carolina you may change your insurance company any time you wish. Is there a fee to cancel my insurance? Maybe. Some insurance companies...

Avoid Common Home Accidents During The Holiday Season

Avoid Common Home Accidents During The Holiday Season

From late November to mid-January, the holidays bring good cheer and gatherings with friends and family. They are also a season when home accidents frequently occur. The following are some common holiday-related accidents, along with tips to help keep your family safe at home over the holiday season. Decorating Fall Accidents You may be surprised to learn how many people are injured while decorating their...

How To Prepare Your Home For Fall

How To Prepare Your Home For Fall

When the thermometer begins to drop and temperatures get cooler, it’s time to start thinking about getting ready for autumn. The weather can be unpredictable, and it’s best to get a head start on seasonal chores so you are not caught unprepared. The following general “to-do list” can help you prepare your home for fall. Check for drafts: Reduce your heating bills and stay warmer...

Am I Required To Have Homeowners Insurance?

Am I Required To Have Homeowners Insurance?

There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...